What do you want most from your credit card?
Now you have a choice. Whatever your needs, Riverview has a credit card that’s right for you! All of our credit card products come with a variety of important features including EMV smart chip technology.
Choosing the right credit card is easier than ever.
No matter which card you choose, you'll enjoy important features like:
- Convenient and flexible purchasing power. Accepted at millions of locations worldwide.
- Mobile purchasing capability for added convenience.
- Zero Fraud Liability.* You won't be liable for fraudulent purchases when your card is lost or stolen.
- Cardmember Service available 24 hours a day/365 days per year.
- Plus much more!
Just right for large expenses.
Visa® Platinum Card
Get a great low introductory rate for an extended time.
- Save on interest with a great low introductory rate for an extended time
- Pay down your higher-rate credit card balances faster
- Use for large purchases, unexpected expenses, or last-minute necessities
More rewards on the things you buy every day.
Visa® Everyday Rewards+ Card
Earn up to 4X points on everyday purchases.
- 4X points on dining, takeout, and restaurant delivery1
- 2X points at grocery stores, grocery delivery, streaming services, gas stations and electric vehicle charging stations
- 1X points on all other eligible purchases
- Earn 15,000 bonus points (worth $150) when you spend $500 within the first 90 days2
- No caps or limits on the number of points you can earn
- Redeem points for your choice of cash back,3 gift cards, merchandise, and travel
Exclusive rewards on travel and frequent purchases.
Visa® Travel Rewards+ Card
Earn 4X points on travel and more.
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4X points on travel purchases6
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4X points at gas stations and electric vehicle charging stations
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4X points on entertainment and recreation purchases
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1.5X points on all other eligible purchases
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Earn 25,000 bonus points (worth $250) when you spend $2,000 within the first 120 days7
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No caps or limits on the number of points you can earn
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Redeem points for your choice of travel, cash back,3 merchandise, and gift cards
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Airport lounge access — Complimentary Priority PassTM Select membership with access to more than 1,300 VIP lounges worldwide.8
Exceptional premium rewards on travel and more.
Visa® Reserve Rewards+ Card
Earn 6X points on travel.
- 6X points on travel booked through the Rewards Center9
- 2X points on all other eligible purchases
- Earn 50,000 bonus points (worth $500) when you spend $4,500 within the first 90 days10
- No caps or limits on the number of points you can earn
- Redeem points for your choice of travel, cash back,3 merchandise, and gift cards
- $100 annual credit for travel booked through the Rewards Center11
- Up to $240 in statement credits for eligible sports fitness, personal care, entertainment, streaming services, dining, takeout, restaurant delivery purchases12
- $60 annual Priority Wine Pass credit13
- Airport lounge access — Complimentary Priority PassTM Select membership with access to more than 1,300 VIP lounges worldwide.8
- TSA PreCheck® or Global Entry® credit — Enjoy up to $100 in statement credits toward the application fee for either program.14
The freedom to choose and the power to earn.
Visa® Max Cash Preferred Card
Get up to 5% cash back in two categories of your choice.
- 5% cash back in two categories of your choice – first combined $2,000 spent each quarter4
- 2% unlimited cash back on one everyday category of your choice
- 1% unlimited cash back on all other eligible purchases
- $150 bonus awarded when you spend $500 within the first 90 days5
- Redeem cash back as a statement credit, rewards card, or as a deposit to a qualifying account4
Build your credit.
Visa® Secured Card
- No annual fee
- Excellent opportunity for someone starting a credit history or for someone who has been turned down for a credit card in the past
- Open a savings account that is pledged as a security for the credit card account
The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are considered to be Purchases and eligible to earn rewards, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Upon approval, see your Cardmember Agreement for details. You may not redeem rewards, and you will immediately lose all of your rewards, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).
1. Max Cash Preferred Card and Max Cash Secured Card: Cardmember must initially enroll into categories of their choice, or all net purchases will earn no more than 1% cash back. Categories are subject to change. You will earn 5% cash back on your first $2,000 in combined net purchases each calendar quarter in your two chosen 5% categories and unlimited cash back in your 2% category. All other net purchases earn 1% cash back. IMPORTANT CHANGE: Effective April 22, 2025, all purchases in the following everyday categories: Grocery Stores/Grocery Delivery and Gas Stations/EV Charging Stations at wholesale clubs and discount stores/supercenters such as Target and Walmart will only earn 1%. A purchase will not earn additional cash back if the merchant's selected code is in a category that is not eligible for additional cash back earning. We do not determine the category codes that merchants choose and reserve the right to determine which purchases qualify for additional cash back. Upon approval, full details will be provided in your Cardmember Agreement. Cash rewards can be redeemed as a deposit to a checking or savings account with this Financial Institution only, which will be deposited within seven business days, or as a statement credit to your credit card account, which will be deposited within 1-2 statement billing cycles or as a Rewards Card. Cash back minimum redemption amounts and redemption values may vary and are subject to change without notice. Cash rewards do not expire as long as the account remains active. If there is no reward, purchase, or balance activity on your account for 12 statement cycles, your cash rewards balance will expire.
2. If you’re approved for a new Max Cash Preferred Card, a one-time $150 bonus will be awarded for redemption after eligible net purchases totaling $500 or more are made to your account within 90 days from account opening. Please allow 1-2 statement billing cycles after you have met the spend requirement for your bonus to appear on your credit card statement.
3.Everyday Rewards+ Card: You will earn 1 Point for every $1 in eligible net purchases charged to your Account during each billing cycle. In addition, you will earn additional Points for the following: You will earn 3 additional Points (4 Points total) for every $1 in eligible net purchases each billing cycle at merchants classified as a restaurant, fast-food restaurant or bar. IMPORTANT CHANGE: Effective April 22, 2025, you will earn 3 Points (4 Points total) for every $1 on your first $2,000 each quarter on restaurant, fast-food restaurant or bar purchases. You will earn 1 additional Point (2 Points total) for every $1 on purchases in the following categories: grocery store and supermarket (excluding wholesale clubs and discount stores/supercenters such as Target and Walmart); gas station and electric vehicle charging stations (excluding wholesale clubs, discount stores/supercenters and grocery stores/supermarkets) and qualifying streaming subscription services. Purchases at or delivery from discount/retail stores that sell groceries may not qualify for the grocery store or grocery delivery category. A purchase will not earn additional Points if the merchant's selected code is in a category that is not eligible for additional Points earning. We do not determine the category codes that merchants choose and reserve the right to determine which purchases qualify for additional Points. Points expire five years from the end of the quarter in which they are earned.
4. If you’re approved for a new Everyday Rewards+ Card, a one-time 15,000 bonus points will be awarded after eligible net purchases totaling $500 or more are made to your account within 90 days from account opening. Please allow 6-8 weeks after you have met the spend requirement for your bonus to be credited to your rewards balance.
5. Maximum Point value applies to points redeemed as a cash deposit into an eligible checking or savings account with this Financial Institution. The redemption value may be different if you choose to redeem your points for other rewards such as travel, merchandise, gift cards, and/or a statement credit. Other restrictions apply. Minimum redemption amounts may vary and are subject to change without notice.
6. Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution only, which will be deposited within seven business days, or as a statement credit to your credit card account, which will be deposited within 1-2 statement billing cycles or as a Rewards Card. Cash back minimum redemption amounts and redemption values may vary and are subject to change without notice.
7. Late payments or going over the credit limit may damage your credit history. Your credit limit will be equal to the amount of your security deposit.
8. College Real Rewards Card: You will earn 1.5 Reward Points ("Points") for each dollar of eligible Net Purchases made with your Account within a billing cycle (worth up to 1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned. Reward points can be redeemed as a cash deposit to a checking or saving account with this Financial Institution only, within seven business days, or as a statement credit to your credit card account within one to two billing cycles. First purchase bonus points (2,500) will be applied 1-2 statement billing cycles after first purchases and are not awarded for balance transfers or cash advances. Please allow1-2 statement billing cycles for your bonus points to appear on your credit card statement.
9. Travel Rewards+ Card: You will earn 1.5 Points for every $1 in eligible net purchases charged to your Account during each billing cycle. In addition, you will earn 2.5 Points (4 Points total) for every $1 in eligible net purchases during each billing cycle from merchants classified in qualifying travel (such as purchases made directly from airlines, hotels, car rental companies, taxicabs, limousines, passenger trains and cruise line companies), gas station, electric vehicle charging station, entertainment, and recreation category codes. IMPORTANT CHANGE: Effective April 22, 2025, you will earn 2.5 Points (4 Points total) for every $1 in eligible net purchases during each billing cycle from merchants classified in qualifying travel (such as purchases made directly from airlines, hotels, car rental companies, taxicabs, limousines, passenger trains and cruise line companies), gas station, electric vehicle charging station (excluding wholesale clubs and discount stores/supercenters such as Target and Walmart), entertainment, and recreation category codes. Additional Points for Entertainment and Recreation purchases are dependent on how merchants choose to classify their business. Merchants classified as Entertainment include: most cinemas, theme parks, concert venues, professional sports venues, and qualifying ticket sellers. Merchants classified as Recreation include: sports and recreation facilities that charge membership fees, sporting goods stores, public golf courses, fitness centers, dance studios and schools, and ongoing fitness subscriptions. Purchases from third parties and consultants at these locations may not qualify. A purchase will not earn additional Points if the merchant's selected code is in a category that is not eligible for additional Points earning. We do not determine the category codes that merchants choose and reserve the right to determine which purchases qualify for additional Points. Points expire five years from the end of the quarter in which they are earned.
10. If you’re approved for a new Travel Rewards+ Card, a one-time 25,000 bonus points will be awarded after eligible net purchases totaling $2,000 or more are made to your account within 120 days from account opening. Please allow 1-2 statement billing cycles for your bonus Points to appear on your credit card statement.
11. Reserve Rewards+ Card: You will earn two (2) Points for every $1 dollar in eligible net purchases charged to your Account during each billing cycle. In addition, you will earn four (4) Points (6 Points total) for every $1 in eligible Net Purchases spent on airline tickets, prepaid car rental, and hotel reservations booked directly in the Rewards Center using your rewards credit card instead of Points. Purchases qualify for Points based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify. Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution only, which will be deposited within seven business days, or as a statement credit to your credit card account, which will be deposited within one to two billing cycles or as a Rewards Card ($25 minimum redemption). Points expire five years from the end of the quarter in which they are earned.
12 If you’re approved for a new Reserve Rewards+ Card, a one-time 50,000 bonus points will be awarded after eligible net purchases totaling$4,500 or more are made to your account within 90 days from account opening. Please allow 1-2 statement billing cycles for your bonus Points to appear on your credit card statement.
Visa: The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc.
Mastercard: The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
All: *Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
It's about you
You worked hard to build your credit. Now get the most out of it with a Riverview Visa® that fits your lifestyle.