Consumer loan discussion

Consumer Loans

Achieve your goals with a Riverview loan.

Whether you are looking to remodel a bathroom, take a much-needed vacation, or buy a car, Riverview can help. From home equity loans to auto loans and personal credit lines, we can help you get the money you need to meet your personal goals.


















Auto/RV Loan

Uses: 
For current year vehicles or pre-owned vehicles.
 
Benefits:
  • Competitive interest rates 
  • Never a pre-payment penalty
 
Fees:
  • $125 Loan Fee 
  • Department of Licensing Fees (if applicable) 


Personal Lines of Credit

Uses: 
Unsecured line
 
Benefits:
  • Fast and easy access to funds 
  • Competitive interest rates 
  • Consolidate credit cards/loans at a lower interest rate 
  • Convenient 
  • No collateral required
 
Maximum Limit: $25,000
 
Fees:
  • $30 annual fee - First year waived
  • No fee on approved withdrawals 


Overdraft Line of Credit

Uses: 
Unsecured line attached to the client's Riverview Checking account.

Benefits:
  • Saves you on overdraft fees
  • Convenient
  • No collateral required
 
Maximum Limit: $1,000

Fees:
  • No annual fee
  • $10 per transaction fee to cover overdraft from Personal Checking account


Unsecured Loan

Uses: 
Various uses such as older used vehicles, motorcycles, ATVs, personal watercrafts (jet-skis), or other personal use.
 
Benefits:
  • Competitive interest rates 
  • Automatic-payment available 
  • Consolidate credit cards/loans at a lower interest rate
 
Maximum Limit: $25,000
 
Fees:
  • $125 Loan Fee


CD and Savings Secured

Uses:  
Various uses such as older used vehicles, motorcycles, ATVs, personal watercrafts (jet-skis), or other personal use.
 
Fees:
  • $125 Loan Fee





A savings or CD secured loan is a loan secured by funds held in the applicant's account. Funds held as security on these types of loans may not be withdrawn below the balance of the loan. The funds securing the loan will continue to earn interest.
*Loan products subject to credit approval. Other terms, conditions, restrictions & fees may apply.