What do you want most from your credit card?
Now you have a choice. Whatever your needs, Riverview has a credit card that’s right for you! All of our credit card products come with a variety of important features including EMV smart chip technology.
Visa® Business Card
Extended low intro rate
- Save on interest with a great low introductory rate for an extended time
- Pay down your higher-rate credit card balances faster
- Use for large purchases, unexpected expenses or last-minute necessities
Smart Business Rewards Visa®
2X rewards in top two categories
- 1.5X points monthly per $1 spent on all eligible purchases1
- $25 awarded after first purchase2 – that’s 2,500 bonus rewards points
- No caps or limits on the number of points you can earn
- Redeem points for your choice of cash back3, gift cards, merchandise and travel
Smart Business Rewards Visa®
2X rewards in top two categories
- 2X points per $1 spent in your top two spend categories each month - automatically6
- 1X points monthly per $1 spent on all other eligible purchases
- Earn 20,000 bonus rewards points when you spend $500 in the first 90 days of account opening7
- No caps or limits on the number of points you can earn
- Redeem points for your choice of cash back3, gift cards, merchandise and travel
Visa® Business Cash Preferred
3% cash back for your business
- 3% cash back on eligible purchases at electric vehicle charging and gas stations, cell phone service providers, office supply stores and on dining, including takeout and food delivery service purchases4
- 1% unlimited cash back on all other eligible purchases
- $100 annual software credit after 11 consecutive monthly software transactions5
- $25 cash back awarded after first purchase2
- Redeem for a statement credit, rewards card, deposit to a qualifying account or PayPal
The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Not all transactions are considered to be Purchases and eligible to earn rewards, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Upon approval, see your Cardmember Agreement for details. You may not redeem rewards, and you will immediately lose all of your rewards, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death). Points expire five years from the end of the quarter in which they are earned.
1 Business Real Rewards Card: You will earn 1.5 Points for every dollar in eligible net purchases charged to your Account during each billing cycle (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle.
2 Business Real Rewards and Business Cash Preferred Cards: First purchase bonus will be applied 6 to 8 weeks after first purchase and is not awarded for balance transfers or cash advances. First use bonus is awarded only on the Authorized Officer purchases.
3 Business Real Rewards and Smart Business Rewards Cards: Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution only, which will be deposited within seven business days, or as a statement credit to your credit card account, which will be deposited within one to two billing cycles or as a Rewards Card ($25 minimum redemption).
4 Business Cash Preferred Card: You will earn 3% cash back for every dollar in eligible net purchases at merchants classified as electric vehicle charging or gas stations, office supply stores, dining, restaurants, fast-food restaurants, bars, food delivery services and cell phone service providers. All other eligible net purchases will earn 1% cash back. Purchases of gasoline or electric vehicle charging greater than $200 will not be deemed to be a purchase of automotive fuel and as such will earn a reward of 1%. Cash rewards can be redeemed as a deposit to a checking or savings account with this Financial Institution only, which will be deposited within seven business days, or as a statement credit to your credit card account, which will be deposited within one to two billing cycles, a Rewards Card, Real-Time Rewards or Pay with Rewards when you checkout with PayPal. Purchases qualify for cash back based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify.
5 Business Cash Preferred Card: An automatic statement credit of $100 per 12-month period will be applied to your Business Cash Preferred Account within 2 statement billing cycles following 11 consecutive months of eligible software service purchases made directly with a software service provider. We reserve the right to adjust or reverse any portion or all of any software services credit for unauthorized purchases or transaction credits.
6 Smart Business Rewards Card: You will earn 1 Point for every dollar in eligible net purchases charged to your Account during each billing cycle. In addition, you will earn 1 additional bonus Point (for a total of 2 Points) for every dollar in eligible net purchases in your top two highest merchant spend categories ("Highest Categories") each billing cycle. Highest Categories can change with each billing cycle, depending on your purchase behavior during a particular billing cycle. Highest Categories automatically adjust to reward you on where you spend the most. Some exclusions apply. Please visit https://card.myaccountaccess.com/smartbusinessVisa to see the full list of eligible merchant categories. Purchases qualify for Points based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify.
7 If you’re approved for a new Smart Business Rewards Card, a one-time 20,000 bonus points will be awarded after eligible net purchases totaling $500 or more are made to the Authorized Officer's Card within 90 days from account opening. These bonus points will be awarded on your monthly billing statement. Use of the Smart Business Rewards Card is subject to terms and conditions of the Cardmember Agreement, which may be amended from time to time. This offer may not be combined with any other bonus offer. Additional bonus points are earned only on Authorized Officer purchases. Offer is subject to credit approval.
It's about you
Grow your business with a Riverview Bank Business Visa Card.